TERMS OF USE | PRIVACY POLICIES

 

Please read this Agreement carefully before accessing or using the Service. By accessing or using the Service, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use the Service. Personalized Financial Resources, LLC may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. You agree to review the Agreement periodically to be aware of such modifications and your continued access or use of the Service shall be deemed your conclusive acceptance of the modified Agreement.

Copyright

All material on this Web site is copyrighted. All photographs and text appearing on this website are protected under copyright laws. You must indemnify, hold harmless, and defend Personalized Financial Resources, LLC from and against any claims or lawsuits, including attorneys’ fees, that arise from or result from the use or distribution of Media Elements. All artwork shown is for the private use of the artist and Personalized Financial Resources, LLC. © 2008 Personalized Financial Resources, LLC. All Rights Reserved.

Use of Our Materials

You may use, copy and distribute the materials found on Personalized Financial Resources, LLC Web sites for internal, noncommercial, informational purposes only. All copies that you make of the material must bear any copyright, trademark or other proprietary notice located on the site which pertains to the material being copied. Except as authorized in this paragraph, you are not being granted a license under any copyright, trademark, patent or other intellectual property right in the material or the products, services, processes or technology described therein. All such rights are retained by Personalized Financial Resources, LLC, its subsidiaries and/or any third party owner of such rights.

Use of Logos and Marks

You are not authorized to use anyof the Personalized Financial Resources, LLC name or mark in any advertising, publicity or in any other commercial manner without the prior written consent of Personalized Financial Resources, LLC.

Worms, viruses etc

In addition, you also understand that Personalized Financial Resources, LLC cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. Each user is responsible for implementing sufficient procedures and checkpoints to satisfy his or her particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data. Personalized Financial Resources, LLC does not assume any responsibility or risk for your use of the Site.

How We Use Your Info

Do not send us any confidential or proprietary information. Any feedback, data, answers, questions, comments, suggestions, ideas or the like, which you send to us will be treated as being nonconfidential and nonproprietary. We assume no obligation to protect such information from disclosure and will be free to reproduce, use, and distribute the information to others without restriction. We will also be free to use any ideas, concepts, know-how or techniques contained in information that you send us for any purpose whatsoever including but not limited to developing, manufacturing and marketing products and services incorporating such information.

Indemnification

You agree to indemnify, defend and hold harmless Personalized Financial Resources, LLC, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement by you.

Endorsements

All product and service marks contained herein that are not Personalized Financial Resources, LLC marks are the trademarks of their respective owners. References that we make to any names, marks, products or services of third parties or hypertext links to third party sites or information do not necessarily constitute or imply our endorsement, sponsorship or recommendation of the third party, information, product or service.

Content and Liability

Material on Personalized Financial Resources, LLC Web Site may include inaccuracies or typographical errors. Changes may be periodically incorporated into this material. Personalized Financial Resources, LLC may make improvements and/or changes in the products, services and/or programs described in these materials at any time without notice. The materials on Personalized Financial Resources, LLC Web Sites are provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. PERSONALIZED FINANCIAL RESOURCES, LLC DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION, APPARATUS, PRODUCT OR PROCESS DISCLOSED ON THE SERVER OR OTHER MATERIAL ACCESSIBLE FROM THE SERVER. IN NO EVENT SHALL PERSONALIZED FINANCIAL RESOURCES, LLC BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE, OR DATA WHETHER BROUGHT IN CONTRACT OR TORT, ARISING OUT OF OR CONNECTED WITH ANY PERSONALIZED FINANCIAL RESOURCES, LLC WEB SITE OR THE USE, RELIANCE UPON OR PERFORMANCE OF ANY MATERIAL CONTAINED IN OR ACCESSED FROM ANY PERSONALIZED FINANCIAL RESOURCES, LLC WEB SITE.

Monitoring Transmissions

We are under no obligation to monitor the material residing on or transmitted to this server. However, anyone using this server agrees that Personalized Financial Resources, LLC may monitor the server contents periodically to (1) comply with any necessary laws, regulations or other governmental requests; (2) to operate the server properly or to protect itself and its users. Personalized Financial Resources, LLC reserves the right to modify, reject or eliminate any material residing on or transmitted to its server that it, in its sole discretion, believes is unacceptable or in violation of the law or these terms and conditions.

Access Services Liability

THE USER OF THIS SYSTEM ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SERVER AND THE INTERNET GENERALLY. PERSONALIZED FINANCIAL RESOURCES, LLC AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS, EXPRESS OR IMPLIED, WITH REGARD TO THE INFORMATION ACCESSED FROM, OR VIA, THIS SERVER OR THE INTERNET, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. PERSONALIZED FINANCIAL RESOURCES, LLC DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION, APPARATUS, PRODUCT OR PROCESS DISCLOSED ON THE SERVER OR OTHER MATERIAL ACCESSIBLE FROM THE SERVER. IN NO EVENT SHALL PERSONALIZED FINANCIAL RESOURCES, LLC BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA, REVENUE OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, INTELLECTUAL PROPERTY INFRINGEMENT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION ON THIS SERVER OR THE INTERNET GENERALLY.

 


PRIVACY POLICIES

Provided Information

For questions or comments concerning this policy, please contact us at:

Personalized Financial Resources, LLC
1415 West 22nd Street, Tower Floor 
Oak Brook, IL 60523
Phone: 630-684-2350

Protecting Personal Info

Personalized Financial Resources takes precautions – including administrative, technical, and physical measures – to safeguard your personal information against loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction.

You can help us by also taking precautions to protect your personal data when you are on the Internet. Change your passwords often using a combination of letters and numbers, and make sure you use a secure web browser.